• Oct
    18
    Posted in:
    Posted by: Jarve Kaplan Granato Starr

    Workplace Injuries: What to do if You’re Hurt on the Job

    One of the most important protections available to U.S. workers is the no-fault insurance program known as workers’ compensation. The basic premise behind workers’ compensation is that employers promise to provide their employees with compensation for medical expenses and lost wages, and even for disability and death, and in exchange, the employees do not have the right to file personal injury lawsuits against them.

    The fact that employers are essentially immune to negligence claims does not mean that they are free to operate workplaces that are unsafe or unhealthy. There are regulations designed to provide protections, and most employers endeavor to maintain a safe workplace. One way or another, workers in all types of work environments continue to be injured on the job, as well as to be sickened by workplace exposures or stress. If it were to happen to you, would you know what to do?

    The very first thing that any worker who is hurt on the job needs to do is to notify their employer of their injury. The rules surrounding workers’ compensation provide a limited period of time after the time that the injury occurs, with the understanding that circumstances requiring emergency treatment necessitate a delay. Employers provide information to their employees about the process of reporting, and it is important that you follow those steps.  Following this notification, you may be required to seek medical attention through a specific healthcare provider who has a contract with your employer’s insurer, though the amount of time that you need to see this physician will be limited.

    Your employer and their insurance company may choose to provide you with the compensation you need and deserve, or they may put up a fight, in which case you have the right to pursue a claim through the Workers’ Compensation board. A workplace injury attorney can help you with that and will review the circumstances surrounding your injury to determine whether any third party may have been partially or wholly responsible for the damages you’ve suffered. Though workers’ compensation rules prohibit you from suing your employer, there is no such protection for third parties.

    For more information about your rights after suffering a workplace injury, contact us today to set up a convenient time to meet and discuss your situation.

     

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