• Jun
    10
    Posted in:
    Posted by: Jarve Kaplan Granato Starr

    What to do When an Insurance Company Denies Your Claim After a Car Accident

    Considering all the money you’ve paid your auto insurer, it’s reasonable to think that they’d be quick to approve your car accident claim. Unfortunately, that is not always the case. All too often policyholders submit a claim and sit back to wait for a check, only to find that their claim has been denied. Though it’s perfectly natural to want to call your agent or customer service rep and let loose with a torrent of abuse, that would not be helpful. Your best bet is to try to understand why and then take appropriate steps to remedy the situation.

    There are a lot of different reasons for a car accident claim to be denied. Among these are the most obvious – that you haven’t paid your policy’s premiums and your coverage has lapsed. As frustrating as this is, it’s hard to argue. The same is true if your policy doesn’t cover what happened or you’re not included on the policy. It’s important to know exactly what your policy says.

    Beyond those reasons, there are more frustrating things that could impact your ability to be approved. The damage sustained may be over the maximum compensation, or you may have taken too long to report the accident. Worst of all would be if the claim was submitted with false information. This constitutes insurance fraud and can lead to significant jeopardy for you. To avoid having to foot the bill for your car accident damages on your own, there are several things you can do. Your goal is both to protect yourself and to equip yourself.

    To protect yourself, take care not to post anything about your car accident on social media platforms and be careful about what you say, and to whom. Do not sign any waivers, don’t make a recorded statement, and don’t tell anybody that the car accident was your own fault. Finally, get in touch with an attorney who has experience in dealing with auto insurance claim denials.

    An experienced car accident attorney will be able to quickly assess what is happening and take charge of the situation. They will contact the insurance company to request a formal explanation of the denial, then determine the most effective remedy. Upon reviewing the details of the case, they will determine whether the insurer is acting in bad faith and take other steps to achieve a better resolution of the dispute.

    To speak with an experienced car accident attorney, contact our team today!

     

     

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