• Jan
    Posted in:
    Posted by: Jarve Kaplan Granato Starr

    How to Properly Document a Workplace Accident

    Most of us have a tendency to play down our injuries or illnesses. We’ve been trained not to complain too much or to call too much attention to ourselves. Even if this isn’t true of you at home, and you’re the type who loves a little nurturing from your spouse or friends, it is probably true at work, where we’re afraid that the boss will get annoyed, or that our jobs will be jeopardized. Unfortunately, not speaking up about a workplace accident can end up working against you. Here’s what you need to know about reporting and properly documenting a workplace accident in order to protect your rights.

    When you are hurt badly enough at work that you need medical attention or time to recover, you are entitled to reimbursement for your expenses and for a percentage of your income for the time that you missed. This reimbursement comes from workers’ compensation, a no-fault form of insurance that your employer provides in exchange for you not holding them legally responsible for your injury. In order to qualify for this compensation, there are processes and paperwork that you are required to follow and fill out, and failure to do so can lead to a problem getting reimbursed later. One of the worst things you can do is to keep your injury to yourself

    When you don’t report a workplace accident or that you’re suffering from an occupational illness, you give your employer the chance to accuse you of having gotten hurt outside of work and denying you coverage. The smart thing to do is to report an accident, even if you’re not sure whether your injury is bad enough to need medical attention. Not only will you face questions from your employer, but their workers’ compensation insurance carrier will also have similar questions, both of you and of your employer. Likewise, if you submit your expense to your own private medical insurance carrier and they ask whether your injury occurred in a workplace accident, as soon as you tell them that it did they are likely to refuse to pay for your expenses.

    Every employer has their own rules regarding reporting injuries, with many requiring that incidents be reported within 24 hours. Failure to do so can actually lead to you being disciplined. What this means is that even if you have a slight suspicion that you’re hurt, even if you don’t think that you need to seek medical attention immediately you should take the time to let your immediate supervisor know about what happened. Doing so is the best way to protect your rights to seek compensation should you end up needing treatment or time off from work.

    If you have been hurt in a workplace accident and need help accessing the benefits to which you’re entitled, we can help. Contact us today to set up a time for us to meet and discuss your situation.

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